Click here for a general introduction. The following web pages are made for professionals, self-employed and small and medium sized companies. If you want to know everything about how your business can be financed, click on the appropriate question below:

Which means of financing are available for my innovative project?

I am a start-up, how do I finance my project?

How do I finance the expansion of my business?

How do I finance a transfer/take-over of an existing company?

How do I finance investments abroad?

 

If you are opting for a bank credit, a thorough preparation is necessary. Recently, the credit institutions ask, amongst others, for more information in order to have a better risk appraisal. The following link provides a practical manual guiding you through the different steps for a solid credit application. Your credit application (Dutch)

You can find more information with Febelfin. How to prepair a good credit application? (NL/FR)

To find out whether your company is entitled to certain subsidies, you can visit the following websites: in Flanders - digitale subsidiedatabank Vlaanderen, in Brussels - Ecosubsibru and in Wallonia - MIDAS

 

Useful publications:

Agentschap Ondernemen - "Subsidieleidraad voor het bedrijfsleven - U investeert - kleine en middelgrote ondernemingen" (October 2009 - only available in Dutch)

KMOPME-PMEKMO -
Gids voor Financiering (in Dutch) or Guide du Financement (in French)

IBR-IRE - How do I finance the growth of my SME? (Feb 2006).

Available in Dutch or in French

VBO-FEB - Rules of thumb for a sound financing policy in your SME (2004)

Available in Dutch or in French